A LOAN COMMITS YOU AND MUST BE REPAID. CHECK YOUR ABILITY TO REPAY BEFORE COMMITTING YOURSELF.

In view of the complicated economic and social context, UniLaSalle and its Jean-Baptiste Gagne Foundation have decided to launch a special financial scheme in the form of a 01-rate honorary loan, with no deposit required, thanks to a partnership with Crédit Agricole Brie Picardie.

• Target group: all students enrolled in a UniLaSalle course in 2023-2024 (except students enrolled in sandwich courses and students receiving an Erasmus Mundus grant) who have difficulty financing their studies (attestation on honour).
• Loan duration: from the moment you are accepted at UniLaSalle, until you graduate.
• Loan amounts: €1,500 to €5,000 (can be applied for a maximum of twice during the course of your studies) for 12 to 96 months (including deferment), plus free application fees.

• Interest rate: 0% fixed APR2

• No deposit required (paid by UniLaSalle and Crédit Agricole Brie Picardie)
• Can be combined with a CROUS scholarship and/or a UniLaSalle merit scholarship
• Repayment terms: within 4 years of completion of studies (possibility of early repayment) / within 3 years in the event of discontinuation of studies and departure from the school.

The launch of this new scheme comes at a time when many families are experiencing a significant loss of income due to a temporary reduction in their professional activity.

Example: for a student loan of €5,000 over 96 months with a 12-month grace period, at a fixed annual interest rate of 0%, the repayment of the loan would be as follows

is made in 83 monthly payments of €59.52 and an adjusted monthly payment of €59.84, excluding optional insurance. Fixed APR2 of 0%, i.e. a total amount due of €5,000, including interest of €0. Application fees are free.

The standard cost of optional "death and total and irreversible loss of autonomy" insurance is €2.84 per month for a policyholder aged under 60 with 100% coverage, and is added to the loan repayment instalment (if you have taken it out). The total amount payable by the borrower for the insurance, over the entire term of the loan, is €272.64, for an APR(3) of 1.19%. The cost of insurance may vary according to your personal situation. The conditions and events covered are specified in the contract.

Offer reserved for UniLaSalle University students of legal age for a student loan of €1,500 to €5,000 for a term of 12 to 96 months, including deferred payment, subject to review and acceptance by your RC, lender.

Find out about all Crédit Agricole Brie Picardie offers for young people!

(1) Offer reserved for UniLaSalle university students of legal age who have first applied to the establishment for a student loan of €1,500 to €5,000 for a term of 12 to 96 months, including deferment. Only students who have obtained an agreement in principle from UniLaSalle may apply for a loan from Brie Picardie Direct. Subject to review and acceptance by your RC, lender. You have a legal right of withdrawal of 14 days. Proof of enrolment at UniLaSalle (school certificate or student card) will be required prior to any subscription. Students may only apply for a loan if they have reached the age of majority, and if the document "Demande de prêt d'honneur à taux 0" (Application for a 0-rate honor loan) sent by the school has been properly completed. The student must hold a VAD with Crédit Agricole Brie Picardie in order to apply for the 0% loan, and will be subject to the requirements of the regional bank's distance entry and credit policies. The loan may be renewed once, at least during the school year following the first loan, subject to review and acceptance of the new loan application. (2) Annual Percentage Rate. (3) Annual Effective Insurance Rate.

CAISSE REGIONALE DE CREDIT AGRICOLE MUTUEL BRIE PICARDIE - Société coopérative à capital variable, approved as a credit institution, with registered office at 500 rue Saint-Fuscien 80095 AMIENS CEDEX 3 - 487 625 436 RCS AMIENS. Insurance broker registered with the Registre des Intermédiaires en Assurances under no. 07 022 607. CPI 80012021000000016 issued by the Amiens Chamber of Commerce and Industry. Financial guarantee and professional liability insurance issued by CAMCA 53 rue de la Boétie 75008 PARIS. www.credit-agricole.fr/ca-briepicardie -12/22

A LOAN COMMITS YOU AND MUST BE REPAID. CHECK YOUR ABILITY TO REPAY BEFORE COMMITTING YOURSELF.

In view of the complicated economic and social context, UniLaSalle and its Jean-Baptiste Gagne Foundation have decided to launch a special financial scheme in the form of a 01-rate honor loan, with no deposit required, thanks to a partnership with Crédit Agricole Normandie-Seine...

• Target group: all students enrolled in a UniLaSalle course in 2023-2024 (except students enrolled in sandwich courses and students receiving an Erasmus Mundus grant) who have difficulty financing their studies (attestation on honour).
• Loan period: from the moment you are accepted at UniLaSalle, until you graduate.
• Loan amounts: €1,500 to €5,000 (can be applied for a maximum of twice during the course of your studies) for 12 to 96 months (including deferment), with free administration fees.

• Interest rate: 0%.
  No parental guarantee required (guarantee insured and covered by UniLaSalle and Crédit Agricole Normandie-Seine).

• Can be combined with a CROUS scholarship and/or a UniLaSalle merit scholarship.

• Repayment terms: Depending on the course of study chosen, within a maximum of 6 years of completion of studies (early repayment possible).

The launch of this new scheme comes at a time when many families are facing difficulties due to inflationary economic conditions.

The "VETO" plus: an extended grace period to start repaying when you finish your studies.

Example: for a student loan of €5,000 over 96 months with a 12-month grace period, at a fixed annual borrowing rate of 0%, repayment is made in 83 monthly instalments of €59.52 and an adjusted monthly instalment of €59.84, excluding optional insurance. Fixed APR2 of 0%, for a total amount due of €5,000, including interest of €0. Application fees are free.

Offer reserved for UniLaSalle University students of legal age for a student loan of €1,500 to €5,000 for a term of 12 to 96 months, including deferred payment, subject to review and acceptance by your RC, lender.

Find out more about all Crédit Agricole Normandie-Seine offers for young people!

(1) Offer reserved for UniLaSalle university students of legal age who have first applied to the institution for a student loan of €1,500 to €5,000 for a term of 12 to 96 months, including deferment. Only students who have obtained an agreement in principle from UniLaSalle may apply for a loan from Crédit Agricole Normandie-Seine. Subject to review and acceptance by your RC, lender. You have a legal right of withdrawal of 14 days. Proof of enrolment at UniLaSalle (school certificate or student card) will be required prior to any subscription. Students may only apply for a loan if they have reached the age of majority, and if the document "Demande de prêt d'honneur à taux 0" (Application for a 0-rate honor loan) sent by the school has been properly completed. The student must hold a VAD with Crédit Agricole Normandie-Seine to apply for the 0% loan, and will be subject to the requirements of the Regional Bank's distance entry and credit policies. The loan may be renewed once, at least during the school year following the first loan, subject to review and acceptance of the new loan application. (2) Annual Percentage Rate.

Caisse Régionale de Crédit Agricole Mutuel de Normandie-Seine, société coopérative à capital variable, agréé en tant qu'établissement de crédit - Siège social : Cité de l'Agriculture, Chemin de la Bretèque, 76230 BOIS-GUILLAUME - RCS Rouen n°433 786 738 - Insurance brokerage company registered with the ORIAS under n° 07 025 320 - Holder of the "Carte Professionnelle Transaction, Gestion Immobilière et Syndic" number CPI 7606 2020 000 045 179 issued by the CCI of ROUEN, benefiting from Financial Guarantee and Professional Civil Liability Insurance issued by CAMCA 53 rue de la Boétie 75008 PARIS.

• an annual scholarship for the first 3 years of schooling for 100% of students with state scholarships who have passed their Bac with distinction:   

  • 75% of tuition fees for 8 students (priority to the highest level, then to the best applications)

  •  25% of tuition fees for other students

• 0-interest loans, unsecured, with the school acting as guarantor;
• support and contacts for 4th year students wishing to obtain a study and professional project allowance with local authorities that have a policy of supporting the installation of veterinarians in rural areas (DDADUE 2021 law).

• opt for monthly tuition payments
• carry out a paid assignment through student associations and the UniLaSalle Projets Junior Enterprise
• take out a government-guaranteed student bank loan
• apply to foundations